Business Insurance

Industry specific coverage designed to protect your business so you can focus on growth with confidence.

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General Liability Insurance

Core protection for third-party bodily injury, property damage, and everyday business liability exposures.

Premises liability
Products & completed operations
Personal & advertising injury
Contractual liability

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Business Owners Policy Insurance

A streamlined package that combines general liability and commercial property coverage for many small to midsize businesses.

General liability included
Building & business personal property
Business interruption coverage
Optional equipment breakdown

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Commercial Auto Insurance

Coverage for the vehicles your business depends on, whether you run a single work truck or a growing fleet.

Liability for business-use vehicles
Physical damage coverage
Hired & non-owned auto
Medical payments & uninsured motorist

Additional Info

Workers’ Comp Insurance

Helps cover employee injuries, lost wages, and employer obligations so your team and business stay protected.

Medical expenses
Lost wage benefits
Employer liability
Return-to-work support

Additional Info

Other Business Insurance Policies

Professional Services & Advisors

Business and professional liability for licensed experts and advisory firms.
Consultants
Accountants & bookkeepers
Law firms
Architects & engineers

Contractors & Skilled Trades

Comprehensive coverage for construction and trade contractors—on site and in transit.
General contractors
Electricians & plumbers
HVAC & mechanical
Roofers & remodelers

Developers & Builders

Project-focused protection from groundbreaking to close-out, including course-of-construction.
Residential developers
Commercial builders
Spec home builders
Project owners

Real Estate Owners & Managers

Coverage for owned or managed properties and landlord exposures.
LRO/lessors risk
Apartment owners
HOAs/condos
Property management firms

Wholesale, Importers & Distributors

Protection for warehousing, goods in transit, and product liability—including imports.
Food & beverage distributors
Automotive parts distributors
Consumer-goods importers
Electronics wholesalers

Manufacturing & Fabrication

Property and product liability for makers, assemblers, and light industrial shops.
Light manufacturing
Metal fabrication
Food production
Industrial equipment

Transportation & Logistics

Fleet, cargo, and brokerage protection for moving goods safely and on time.
Local/long-haul trucking
Last-mile delivery
Couriers
Freight brokers

Auto Dealers — Franchise & Independent

Specialized coverage for retail dealerships and their operations.
New car dealers
Used car dealers
Franchise stores
Independent lots

Garage & Repair Shops

Protection for service operations with customers’ vehicles in your care.
Auto repair shops
Body & paint shops
Tire/quick-lube centers
Mobile mechanics & tow operators

Retail & E-Commerce

Turnkey protection for merchants selling in-store, online, or both.
Boutiques & specialty stores
E-commerce brands
Pop-ups & kiosks
Multi-location retailers

Restaurants & Food Service

Hospitality coverage tailored to food and beverage operations.
Cafés & bakeries
Full-service restaurants
Bars & taverns
Food trucks & caterers

Healthcare Liability & Malpractice

Professional liability for medical providers and allied health practices.
Medical & dental practices
Clinics & urgent care
Allied health professionals
Ambulatory surgery centers

Education & Childcare

Comprehensive protection for learning environments and youth programs.
Private schools
Daycare & preschool
Training centers
Camps & after-school programs

Technology Firms & Startups

Cyber and tech E&O coverage for software and IT-driven businesses.
SaaS companies
IT services/MSPs
Tech startups
Data centers & hosting providers

Nonprofits & Community Groups

Broad protection for mission-driven organizations and their volunteers.
Charities & foundations
Churches & faith groups
Clubs & associations
Social services